About Us
A specialized practice, built for medical specialists.
Monark operates under a singular, distinct conviction: those who dedicate their lives to clinical precision deserve risk management counsel held to the exact same standard. Independent, client-validated, and structured for the long arc of a medical career.
The Monark Origin
From a West Texas canyon to a nationwide mission.
The foundation of the practice dates back to 2009, when founder Patrick Clark first entered the financial services industry. The true turning point arrived in 2014 during a moment of quiet reflection at Palo Duro Canyon in West Texas. Standing on the caprock, a definitive vision was cast: to build a highly specialized risk management practice completely dedicated to the unique financial and contractual needs of Certified Registered Nurse Anesthetists (CRNAs) and advanced specialty medical professionals.
This mission was personal. It was informed by early childhood memories of watching his own mother study mountains of medical literature to become an advanced practice nurse. Witnessing that level of relentless academic and clinical dedication instilled a deep respect for the medical community. Monark was built to ensure that these exact professionals, who operate with zero margin for error, are never left vulnerable to off-the-shelf, generic insurance templates.
About The Founder
Over a decade of dedicated advocacy in the field.
Patrick Clark, Managing Partner
Since 2009, Patrick Clark has focused on the specialized intricacies of disability income protection and risk management. While holding a business degree from the University of Oklahoma, his deepest architectural lessons were learned directly from high-acuity specialists. His commitment to the medical community is deeply personal, driven by watching his mother study a mountain of textbooks to become an advanced practice nurse, and watching his younger brother navigate the grueling training to become a practicing Retina Specialist.
True, independent & objective Advisor.
Operational decisions are entirely free from insurance carrier quotas and corporate product shelves. Contract recommendations are filtered through a single, direct question: what structure is factually right for this specific medical professional based on their current tax year and practice landscape.
A nationwide footprint with a single point of contact.
From Alaska to Florida, Patrick travels extensively to interface directly with clients, analyze local facility contracts, and hear their stories firsthand. Every client retains direct access to leadership, ensuring no relationship handoffs or corporate call center routing.
Core Principles
The convictions that guide every contract portfolio.
Four distinct values shape how risk management plans are built, advised, and maintained over time, delivering clarity, confidence, and certainty in the results.
Relentless Dedication
An operative career demands absolute focus. The firm operates with a mindset that simply refuses to give up until true own-occupation contract protection is successfully secured for the medical specialist.
Field-Tested Clarity
Lessons are learned at the side of the operating room, not from corporate manuals. Recommendations are grounded in years of traveling the country to analyze specialty definitions and the precise physical demands of a surgical practice.
Absolute Independence
True advocacy requires total separation from insurance carrier quotas. Standing independently ensures multi-carrier architectures are filtered through a single question: what is factually right for the medical specialist to eliminate contractual complications.
Lifelong Support
Securing a specialized contract is just the baseline of the engagement. The mission is to confidently preserve operative stamina, systematically calibrating contract tools at every stage of a medical specialist's life, partnership track, and career.
Our Impact
Quietly engineered.
Measurably trusted.
Fifteen years advising medical specialists nationwide. National endorsements from the people medical specialists already trust. Income protection and permanent life insurance built for results: clarity in the contract, confidence in the coverage, certainty in the outcome.
Contract Protection
Guaranteed premiums for life and disability insurance contracts.
Disability Benefit
Typical monthly income replacement secured for clients.
Rate
Renewal rate on policies in force.
When you're ready, so is your specialized advisor.
Secure your income or review your existing coverage without corporate sales pressure, and walk away with clarity, confidence, and certainty.